Summer Analyst in Products Review

I really enjoyed the internship because it provided me good understanding on what the corporate culture, the people, and the work is like - if I were to come back to the company on the graduate scheme.

On most days, I was relatively busy but not too much that I was stressed. The line manager knew and understoof my work-load so I was never over-loaded with work. In addition, it was very easy to ask for more work given that I worked closely with my line manager.

I study finance so there was some terms and application that I saw in practice. For example, I learnt a great deal about the credit process and what banks actually look for in lending. I also understood application of some key terms like covenants, Interest cover and loan to value.

The general atmosphere was very relaxed and laid back. Most people were very approachable and even if they were busy they took the time later on to help you when they were less busy. Overall, the atmosphere was very good.

This is a possible area of improvement because it took the interns alot of time to get started into work. The whole of the first week we were chasing IT to give us access to certain systems. In addition, it took us a long time to get our name badges so if these could be organised before we come, it would waste alot less time.

They did invest in us in terms of training. At the start there was an induction and a trainng session relevant to our program. In addition, there was another training session and numerous chances to attend learning sessions from other divisions.

I believe the retention rate is quite high with almost 3/4 interns being offered return offers. However, this can be based on luck as some line managers are much harsher than others. This can make it difficult to predict how your chances are but generally speaking the chances of getting on the graduate scheme seem relatively high.

All interns were placed in Lloyds paid accomodation in central london. For that reason, the social scene was very good as you got to interact with lots of different interns. In addition, there was numerous networking chances for interns throughout the 10 weeks.

Central London can be very expensive. Providing accomodation for interns helps with costs significantly however. Given that it is central london, the cost of living is high but this is made up because it is very lively.

There was many opportunities to get involved in activities outside of work. For example, I got involved in the charity challenge and bucket shaking. In addition, there was many chances to network with people from different areas of the bank.